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Latest Articles

Retirement

  • FIRE Retirement
  • Healthcare Costs That Catch Retirees Off Guard
  • Introducing the 530A Accounts

Estate

  • Intellectual Property and Your Estate
  • Estate Strategies of the Rich and Famous
  • How Often Should You Update Your Estate Strategy?
  • Estate Management Checklist
  • A Brief History of Estate Taxes
  • Steps to Protecting a Child with Disabilities

Investment

  • Understanding Equity Compensation
  • Estimating the Cost of College
  • Pullbacks, Corrections, and Bear Markets
  • The Pros and Cons of an NUA Strategy
  • Required Reading: The Economic Report of the President

Insurance

  • Teen Drinking and Your Liability
  • What to Look for in an Extended-Care Policy
  • Inventorying Your Possessions

Tax

  • 2026 Tax Law Changes
  • How Income Taxes Work
  • How to Make the Tax Code Work for You
  • Five Most Overlooked Tax Deductions
  • Understanding Marginal Income Tax Brackets
  • What's My 2026 Tax Bracket?
  • Filing Final Tax Returns for the Deceased
  • What Do Your Taxes Pay For?

Money

  • The Many Ways to Measure Inflation
  • Saving Early & Letting Time Work for You
  • Exploring the Federal Student Grant Program
  • U.S. Personal Savings Rate
  • The Half Million Dollar Baby
  • Buying vs. Leasing a Car
  • Making Sense of HSAs and FSAs

Lifestyle

  • Personal Finance Tips for Military Families
  • A Path to Serenity and Smart Money Choices
  • Prevent a Rift: Money Tips for Newlyweds
  • Changing Unhealthy Behaviors
 

Contact

Office: 217-726-2101x267

610 E. St. Joseph St.

Springfield, IL 62703

thartman@heartlandfinancialservices.org

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Heartland Financial Services is a division of Heartland Credit Union (HCU). Securities are: not insured by the NCUA; not a deposit or other obligation of, or guaranteed by, the depository institution; subject to investment risks, including possible loss of the principal amount invested. Securities, Insurance, and Investment Advisory Services are offered through Midwestern Securities Trading Company, LLC (MSTC). Member FINRA/SIPC. MSTC and HCU are not affiliated.